What Income Does It Take To Borrow € 1,000,000?

Do you want to make a real estate loan in the amount of 1,000,000 euros ? Discover the income needed to be able to make this loan in the best conditions.


What is the salary level for a € 1,000,000 loan?

In order to know if you are able to realize a mortgage loan in the amount of 1.000.000 € it is essential to calculate your debt ratio. Indeed this one must not exceed the 33%, it is the maximum indebtedness that the banks will accept to lend you money.

By knowing the maximum amount you can allocate to a loan each month you can define the credit you can claim. It is important to get help from a credit expert to determine the length of time you can borrow and the monthly payment. So the higher your monthly payment, the shorter the credit and vice versa.

Use the table below to find out if you can borrow a million euros .


Summary salary and monthly payment for a credit of 1 000 000 €

Summary salary and monthly payment for a credit of 1 000 000 €

duration Maximum monthly payment * Minimum monthly salary †
10 years € 8631 $ 26,154
15 years 5854 € $ 17,739
20 years $ 4466 $ 13,533
25 years $ 3634 $ 11,012
  • The monthly payment takes into account the cost of credit, the rate applied to the calculation is the best rate we can obtain over the period indicated.
    † Minimum monthly salary so as not to exceed 33% of indebtedness.


Go further in your simulation

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We offer you simulators that can be useful in your search for information to calculate: the maximum amount of a loan, monthly payments, notary fees.

There are other elements that can be taken into account when obtaining your credit, fill out our loan application form so that a broker comes back to you, and with Bobbsey Twins it’s free: